Your Home

Shopping for energy

As you turn on the A.C. this spring, saving money on utilities might come to mind. Some states let you choose your energy supplier for electricity or natural gas. Maybe you're getting offers from companies, asking you to switch from your local utility company. Before you make a move, here are some questions to ask.                                                                    Continue Reading >

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Your Home

Scammers phish for mortgage closing costs

Buying a home is exciting. You saved for the down payment, scheduled the move, and are dreaming of planting new roots. Closing is right around the corner… unless a scammer gets your settlement fees first. Continue Reading >

Anyone Can Be Scammed - Regardless of Race, Ethnicity or Status

In 2009, NeighborWorks America launched its national campaign to educate homeowners on loan modification scams and help them avoid foreclosure. Loan Scam Alert brought a newfound hope, arming our nation’s residents with information to fight scams aimed to take advantage of those interested in lowering their monthly payments. Loan Scam Alert continues to inform consumers and encourage all homeowners to: Continue Reading >

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Scam Alerts, Your Home

NCPW 2016 is March 6-12 — but consumer savvy is an everyday thing

What’s going on with you?

Concerned about data breaches and identity theft? Living on your own for the first time and thinking about budgeting, credit, renting an apartment or buying a car? Were you the victim of a scam? Misled by false advertising claims? Or do you just want to get smarter about products and services you’re considering? Continue Reading >

Does green label = green product? It should.

How do you decide which products to buy? Price tags, product labels and ads likely play a part in your choice. They tell you about ingredients, how much product you get for the price, and whether a product has qualities that matter to you — like being environmentally safer. Since labels, ads and product claims influence our spending choices, it’s important they give us accurate and complete information. Continue Reading >

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Your Home

Life happens…

What’s going on in your life today? Preparing to graduate? Have a changing family dynamic? Returning from military service? Or just moving into this country? Big life changes seem to come frequently, and they don’t just impact your daily routine — they can affect your finances, too. Here are some ideas to help you land on your feet when you face a change. Because who has time to panic? Continue Reading >

Rays on the roof

Have you ever thought about having your very own solar system — that is, solar panel system? You may see ads urging homeowners to “go solar” — use renewable energy, buy less electricity from the utility and maybe get a tax break. There are several ways to get solar power at home: you can buy a rooftop system, lease a system, or sign a power purchase agreement (PPA) to buy power a system produces. Continue Reading >

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Your Home

Section 8 scammers cheat people seeking housing

If you’re looking for Section 8 housing assistance, here’s something you need to know: scammers have made websites that look like registration sites for Section 8 waiting list lotteries. If you pay a fee or give your personal information, the scammers will take it. And you still won’t be on a real Section 8 waiting list. In fact, there is no fee to register for a Section 8 waiting list. Continue Reading >

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Scam Alerts, Your Home

Wipes in pipes cause clogs and gripes

For most people, plumbing problems rank right up there with root canals on the list of “experiences to avoid.” We’re careful about what we flush. We may rely on ads or product labels for information about what’s safe to put in the system, so it’s important those are accurate. According to the FTC, Nice-Pak Products lacked proof to support its claims that its wipes were safe for sewer and septic systems. Continue Reading >

Feds call out national mortgage servicer

The Federal Trade Commission and Consumer Financial Protection Bureau don’t play games when it comes to making loan servicers pay for illegal and unscrupulous behavior. Case in point: Green Tree Servicing LLC. Continue Reading >

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