credit report

It Pays to Check Your Credit Report

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. Continue Reading >

Keeping Your Credit Report in Check

Have you ever tried to pay for things with a check and the transaction was declined even though you had money in the bank?  It might be because a consumer reporting agency gave the retailer negative information about your credit history – including your checking account history – or indicated that you could be a bad credit risk for other reasons. Continue Reading >

Shedding Light on the Credit-Reporting Industry

Whether it’s after a shopping spree or before you make it big purchase, it's probably a wise move to check your credit report. You can get a free credit report from each of three largest credit bureaus (Equifax, Experian, and TransUnion) once a year at AnnualCreditReport.comContinue Reading >