credit history

It Pays to Check Your Credit Report

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. Continue Reading >

Shedding Light on the Credit-Reporting Industry

Whether it’s after a shopping spree or before you make it big purchase, it's probably a wise move to check your credit report. You can get a free credit report from each of three largest credit bureaus (Equifax, Experian, and TransUnion) once a year at AnnualCreditReport.comContinue Reading >