Applying for a job? Here’s what to know about background checks and consumer reports. Find out when an employer can conduct a background check and what they can ask. Learn about steps employers must take before they use a background check and what to do if an employer finds something negative. Get tips about different types of background checks – criminal history, credit reports/financial information, or medical conditions. Learn what to do if you think an employer used a background check to discriminate against you based on race, national origin, color, sex, religion, disability or age.