Federal Deposit Insurance Corporation (FDIC): Preserves and promotes public confidence in the U.S. financial system by identifying, monitoring and addressing risk to the deposit insurance fund; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. The FDIC maintains stability and public confidence in the U.S. financial system by examining and supervising financial institutions for safety and soundness; and for compliance with consumer protection laws. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has ever lost a single penny of FDIC-insured funds. The FDIC insures deposits in banks and thrift institutions for at least $250,000. The FDIC’s Electronic Deposit Insurance Estimator (EDIE) is an interactive Internet application located on the FDIC’s website that calculates insurance coverage for one or more deposit accounts owned by a depositor. To access EDIE as well as FDIC’s free deposit insurance materials, visit www.fdic.gov/deposit/deposits. To learn more about a variety of consumer issues, visit www.fdic.gov/consumers/consumer/.