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Spring into action with Financial Literacy Month

Spring has finally sprung. And whether you’re shopping for a new lawn mower, a bike, or a gift for a new graduate, a little research can save you a lot of money. Even when you know what you want, it can be overwhelming to choose among dozens of products, brands, retailers and websites.

April is financial literacy month. To help you make smart buying decisions and save more of what you earn, here are a few tips from the FTC.

Step one: Think before you shop. Continue Reading >

Money back guarantee hid another fee

Starting a new business? That used to mean throwing a name on some brick and mortar. Nowadays, you need a website. Lots of companies sell domain names and web hosting services that let customers put up websites. It pays to go with one that spells out all the terms and conditions before you buy. But what if a company promises a refund as part of its 30-day money back guarantee — and then surprises you with a nonrefundable fee? That’s called deception. Continue Reading >

Blog Topic: 
Your Business

The FTC didn’t send that sweepstakes letter

Here’s a scam with an FTC angle. The letter has an official-looking FTC seal and is signed by “FTC Director” Jessica Rich. It says someone at the FTC will help you claim a cash prize you’ve won, and will help ensure delivery. That is, after you pay off the more than $5,000 “Legal Registration Bond.”

The language might sound legal, and the letter might look legit. You might look up Jessica Rich and see she’s an actual FTC official. But the truth is, there’s nothing legal or official about it. It’s a fake letter designed to convince you to send money for a non-existent prize.  Continue Reading >

Blog Topic: 
Scam Alerts

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