Seize the power – know your rights!

Knowledge is power, and if you want to understand the retirement or health care benefits provided by your employer, the Employee Benefits Security Administration has the knowledge you need.

EBSA oversees millions of retirement, health and other private employment-based benefit plans. We develop regulations, enforce the law, and assist and educate workers covered by these benefit plans – as well as employers, plan officials and service providers.

This week, EBSA is participating in National Consumer Protection Week, a coordinated campaign to encourage Americans to make better-informed decisions and take full advantage of their consumer rights.

EBSA has a wide variety of resources to help you understand the many protections under the law: booklets, workshops, webcasts, online calculators, FAQs, videos and more. We can help you determine if you are saving enough for retirement, get the most out of your health care plan and understand the laws that protect you. Find them on our website at

Are you having trouble getting your retirement benefits? Not sure what health benefits you’re entitled to? Is your employer filing for bankruptcy? Benefits Advisors across the nation can answer your questions and help you get the benefits you’ve earned. Last year EBSA’s Benefits Advisors recovered more than $281 million in benefits for workers and their families through informal resolution of individual complaints. To reach a Benefits Advisor or use our online complaint form to request assistance, contact us at

So if you want to understand the fees you are paying for your retirement plan investments, wonder how the Affordable Care Act will affect your employer sponsored health plan or need assistance to resolve a dispute over benefits, we are here to help.

By knowing your rights, you can seize the power and make informed decisions for your financial security.


Years ago, I had a major heart attack & because of that, I lost work, fell behind on bills & started getting threats if I did not pay off a bill. BACK THEN, I DIDN'T KNOW anything about the "OTHER SIDE of credit" because I always had good credit, average an 825. If you have credit problems with collectors, credit cards charges that aren't yours, fraud, 3rd party collectors, there are FEDERAL LAWS that can help you. IF I would have known what I know now, we would not have had constant phone calls & threats. Now, I do know & it wasn't easy. KNOW YOUR RIGHTS! Check the FTC - credit. Send letters certified to them & if they call you RECORD IT, but don't tell them. There's a lot to do & a lot can be done & you can come out ahead.

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