During the school year, parents are asked to sign many forms. In the wrong hands, the personal information on these forms can be used to commit fraud in your child’s name — to apply for government benefits, open credit card accounts, or apply for a loan.
When children are victims of identity theft, the crime may go undetected for years — or at least until your child is old enough to apply for a job or a loan, or rent an apartment. But there are laws that help safeguard your family’s personal information. For example, the federal Family Educational Rights and Privacy Act (FERPA), enforced by the U.S. Department of Education, protects the privacy of student records. It also gives you the right to opt out of sharing contact information with third parties, including other families.
If your child is enrolled in school, the FTC suggests that you take some steps:
- Find out who has access to your child’s personal information, and verify that the records are kept in a secure location. School administrators should have the answers to these questions.
- Pay attention to materials sent home asking for personal information. Before you reveal information about your child, find out how it will be used, whether it will be shared and with whom.
- Read the notice schools must distribute that explains your rights under FERPA.
- Ask your child’s school about its directory information policy. FERPA requires schools to notify parents and guardians about their school directory policy, and gives you the right to opt out of the release of directory information to third parties.
- Ask for a copy of your school’s policy on surveys. The Protection of Pupil Rights Amendment (PPRA) gives you the right to see such materials before they are distributed to students.
- Take action if your child’s school experiences a data breach — the unauthorized or unintentional exposure, disclosure, or loss of sensitive personal information. Contact the school to learn more. Talk with teachers, staff or administrators about the incident and their practices. Keep a written record of your conversations. Write a letter to the appropriate administrator, and to the school board, if necessary. The U.S. Department of Education takes complaints about these incidents. Contact the Family Policy Compliance Office, U.S. Department of Education, 400 Maryland Ave., SW, Washington, DC 20202‑5920, and keep a copy for your records.
To learn more, check out Safeguarding Your Child's Future and visit the FTC’s Identity Theft website.