It Pays to Check Your Credit Report

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

Overall, we found that one in five people surveyed found at least one potentially significant error on at least one of their credit reports from Experian, Equifax, and TransUnion. The good news: After completing the dispute process, some people saw improvement in their credit score. A higher credit score means you’re likely less of a risk, and in turn, means you’ll be more likely to get credit – or pay less for it.

So you see, it can pay to check your credit report. It doesn’t take much time, and you can do it for free.

Comments

thank=youi will check my credit report moore often

I use 'www.AnnualCreditReport.com' to check my credit report.
Their dispute process was very good.

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