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Get Your 2013 Consumer Action Handbook!

The 2013 Consumer Action Handbook is available!  The Handbook, from the Federal Citizen Information Center, packages practical tips, resources, and websites from government and consumer organizations.  It makes it easier to get the information you need about issues including credit, healthcare, education, cars, housing, and privacy. Continue Reading >

Get Your 2013 Consumer Action Handbook!

The 2013 Consumer Action Handbook is available!  The Handbook, from the Federal Citizen Information Center, packages practical tips, resources, and websites from government and consumer organizations.  It makes it easier to get the information you need about issues including credit, healthcare, education, cars, housing, and privacy. Continue Reading >

These Prizes Were No Gems

It’s exciting news — the caller says you’ve won a new car, a boat, jewelry, a fabulous vacation, or a cash prize. All you need to do is buy some vitamins — for $300 to $500 — to claim it.

But this “promotion” from American Health Associates is really just the latest scheme from a repeat scammer, the FTC says. A scheme that’s now been stopped, thanks to the FTC.

People who paid got nothing but vitamins or were sent “prizes” like cheap costume jewelry or lithographs worth a lot less than what they had paid. Continue Reading >

Blog Topic: 
Scam Alerts

Things to Know if You Are About to Trade Commodities

The Commodity Futures Trading Commission (CFTC) is the federal government agency that regulates the commodity futures, commodity options, and swaps trading markets. To help fight fraud, Congress established the CFTC Customer Protection Fund in 2010 and the agency created an Office of Consumer Outreach in 2011. While most individuals do not trade in the commodities markets, the CFTC’s Office of Consumer Outreach has information for those that do.

Always follow these basic principles before you trade in the commodities markets: Continue Reading >

Blog Topic: 
Investing

You Owe Me Money

What if a company called you, demanding you pay for a product they said you ordered? What if they threatened you if you didn’t pay? And what if you never actually ordered that product, never even saw it, and never promised to pay for anything? 

A recently-filed FTC case claims that Instant Response Systems, a Brooklyn-based company, did all that and more. Continue Reading >

HOWARD COUNTY URGES PARENTS TO GUARD AGAINST CHILD ID THEFT

Howard County Executive Ken Ulman is reminding parents this week that they can take specific action to prevent identity theft by freezing their child’s credit report.  As of January 1, 2013, the Maryland Child Identity Lock bill, passed by the Maryland General Assembly in 2012, allows parents to freeze the credit report of a minor prohibiting the credit agencies from releasing information to potential creditors, even if they do not already have a credit record. Continue Reading >

HOWARD COUNTY URGES PARENTS TO GUARD AGAINST CHILD ID THEFT

Howard County Executive Ken Ulman is reminding parents this week that they can take specific action to prevent identity theft by freezing their child’s credit report.  As of January 1, 2013, the Maryland Child Identity Lock bill, passed by the Maryland General Assembly in 2012, allows parents to freeze the credit report of a minor prohibiting the credit agencies from releasing information to potential creditors, even if they do not already have a credit record. Continue Reading >

Tax Time Is the Perfect Time to Save

This post is part of a series for National Consumer Protection Week

Filing taxes doesn’t have to be the worst. For some, tax time can offer an opportunity to set some money aside for goals or a rainy day. Continue Reading >

Tax Time Is the Perfect Time to Save

This post is part of a series for National Consumer Protection Week

Filing taxes doesn’t have to be the worst. For some, tax time can offer an opportunity to set some money aside for goals or a rainy day. Continue Reading >

Tax Time Is the Perfect Time to Save

This post is part of a series for National Consumer Protection Week

Filing taxes doesn’t have to be the worst. For some, tax time can offer an opportunity to set some money aside for goals or a rainy day. Continue Reading >

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