Credit, Credit Cards & Debt

Legal and financial planning for people with Alzheimer’s disease

When someone is diagnosed with Alzheimer’s disease or another serious illness, it is important to update financial, legal, and health care arrangements as soon as possible. Continue Reading >

Read the truth behind deceptive mortgage ads

Getting a low interest rate on your mortgage can make a big difference in your household finances, and the internet can be a good way to compare the rates offered by various lenders. The FTC’s case against GoLoansOnline.com shows the value of shopping around and checking multiple sources of information. Continue Reading >

It pays to read your bills

True, bills aren’t the most thrilling read. They are hardly funny, there are no vampires or romantic triangles, and you probably won’t be pleased if there’s any suspense involved. Continue Reading >

Now’s the time to start a savings plan

April is financial literacy month, and what a better way to celebrate than starting a savings plan.

No matter your stage of life, it’s important to have savings: Whether it’s for a special purchase, a college education, your first home, retirement, or an emergency fund. But just how do you get started and stay on course? Here are a few tips to help you reach your savings goal. Continue Reading >

Financing a car? Ask about pre-payment penalties.

If you’re in the market for a new or used car, you may be considering financing options. For example, you might get a loan from a bank or use dealership financing. In either case, you’ll have to sign a contract that specifies the terms, including how much money you owe and what your payments are. Continue Reading >

Four things to do before making any financial decisions

Making financial decisions can be confusing and overwhelming, to the point that you do nothing to prepare for your financial future. Don’t fall victim to that feeling; take these steps to protect your hard-earned money and give you financial peace of mind:

Set a goal. Just as if you were shopping for a car, know what features you want to have in your credit card, investment, budgeting spreadsheet or any other financial resource. Establish how you want to use this particular resource and keep that goal in mind. Continue Reading >

NCUA’s adventure game “Hit the Road” helps young people learn money skills

National Financial Literacy Month is upon us, and there are a lot of resources available to help consumers, particularly young people, become more educated about money. Promoting financial literacy is a year-round commitment for the National Credit Union Administration. Continue Reading >

Newsletter content to explain campaign

Remember when you made that promise to yourself to get a better handle on your finances this year? Well April is the perfect time to reassess your progress on your money goals as part of Financial Literacy Month.

Not sure where to start? Then let us help you!

Start by ordering USA.gov’s free Financial Foundations Toolkit to get the advice and confidence you need to make sound money decisions. This toolkit will teach you: Continue Reading >

Ensuring a Level Playing Field for Women Consumers

The following post originated on the White House Council on Women and Girls' website.

Women represent a significant force as consumers. As we celebrate Women’s History Month, I would like to share some recent accomplishments by the FTC that have helped to empower women in the marketplace. Continue Reading >

CFPB celebrates National Consumer Protection Week

The central mission of the Consumer Financial Protection Bureau (CFPB) is to make markets for consumer financial products and services work. When we do our job right, it’s easier for you to shop for a home loan, a credit card, a student loan, or to use other financial products.

This week is National Consumer Protection Week. From March 2-8, we’re joining about 75 other organizations to shine a spotlight on consumer rights and making good financial decisions. Continue Reading >

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