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Money back guarantee hid another fee

Starting a new business? That used to mean throwing a name on some brick and mortar. Nowadays, you need a website. Lots of companies sell domain names and web hosting services that let customers put up websites. It pays to go with one that spells out all the terms and conditions before you buy. But what if a company promises a refund as part of its 30-day money back guarantee — and then surprises you with a nonrefundable fee? That’s called deception. Continue Reading >

Blog Topic: 
Your Business

The FTC didn’t send that sweepstakes letter

Here’s a scam with an FTC angle. The letter has an official-looking FTC seal and is signed by “FTC Director” Jessica Rich. It says someone at the FTC will help you claim a cash prize you’ve won, and will help ensure delivery. That is, after you pay off the more than $5,000 “Legal Registration Bond.”

The language might sound legal, and the letter might look legit. You might look up Jessica Rich and see she’s an actual FTC official. But the truth is, there’s nothing legal or official about it. It’s a fake letter designed to convince you to send money for a non-existent prize.  Continue Reading >

Blog Topic: 
Scam Alerts

Scammers play name game and get caught

Imitation may be the sincerest form of flattery, but sometimes it’s illegal. Just ask the people behind First Time Credit Solutions, who promoted their business as “FTC Credit Solutions” until the real Federal Trade Commission shut them down. The group claimed their credit repair firm was licensed by the FTC, and allegedly took thousands of dollars from people after promising to delete negative, but accurate, information from their credit reports. Continue Reading >

Scammers play name game and get caught

Imitation may be the sincerest form of flattery, but sometimes it’s illegal. Just ask the people behind First Time Credit Solutions, who promoted their business as “FTC Credit Solutions” until the real Federal Trade Commission shut them down. The group claimed their credit repair firm was licensed by the FTC, and allegedly took thousands of dollars from people after promising to delete negative, but accurate, information from their credit reports. Continue Reading >

Operation Ruse Control

Shopping for a car can be fun and exciting. But wading through ads and promotions from car dealers also can be stressful. Some advertise unusually low prices, low or no up-front payments, low- or no-interest loans, or low monthly payments. But the FTC says to use caution: Not all dealers play by the rules. Continue Reading >

Operation Ruse Control

Shopping for a car can be fun and exciting. But wading through ads and promotions from car dealers also can be stressful. Some advertise unusually low prices, low or no up-front payments, low- or no-interest loans, or low monthly payments. But the FTC says to use caution: Not all dealers play by the rules. Continue Reading >

Social Security initiative highlights zero tolerance for fraud

At Social Security, we provide benefits that are economic lifelines for millions of Americans—including many with severe disabilities—and we work hard to preserve these critical resources for only those who should receive them.

We have zero tolerance for fraud.  And, we back up this commitment with strong protections, policies, and our dedicated employees whom we encourage to report suspected fraud. Continue Reading >

Blog Topic: 
Scam Alerts

Rent-to-Own: Consider your alternatives

Need a sofa, washer/dryer, TV, or new tires? Don’t have the cash or credit to buy them outright? You may be considering rent-to-own: simply make weekly or monthly payments for a while and you own the goods. Continue Reading >

Been hacked or hijacked? Read this.

Your email’s been hacked — what do you do?

Your computer’s been hijacked by malware — how do you get it back?

If you’re not sure where to start — or you’re the person everyone asks for help getting started — we’ve got two new videos, in English and Spanish, with the steps to help.

Don’t just watch — share the videos with friends and family, neighborhood listservs, groups you’ve joined. You’ll be spreading good computer karma Continue Reading >

Blog Topic: 
Technology, Scam Alerts

Been hacked or hijacked? Read this.

Your email’s been hacked — what do you do?

Your computer’s been hijacked by malware — how do you get it back?

If you’re not sure where to start — or you’re the person everyone asks for help getting started — we’ve got two new videos, in English and Spanish, with the steps to help.

Don’t just watch — share the videos with friends and family, neighborhood listservs, groups you’ve joined. You’ll be spreading good computer karma Continue Reading >

Blog Topic: 
Technology, Scam Alerts

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