Banking

Keeping Your Credit Report in Check

Have you ever tried to pay for things with a check and the transaction was declined even though you had money in the bank?  It might be because a consumer reporting agency gave the retailer negative information about your credit history – including your checking account history – or indicated that you could be a bad credit risk for other reasons. Continue Reading >

Are you affected by the recent Target hack?

Target has announced that any credit or debit card used in a Target store in the U.S. between November 27 and December 15 may have been compromised. According to the announcement, the stolen information includes the customer’s name, credit or debit card number, and the card’s expiration date and three-digit-security code CVV1 (a security code stored on your card's magnetic stripe).

In light of this announcement, the FTC has this advice: Continue Reading >

Blog Topic: 
Banking, Identity Theft

Send Money Abroad with More Confidence

Today, you have new rights when you send money to family or others outside the United States.

These protections come from a new federal rule that was finalized by the Consumer Financial Protection Bureau earlier this year.

The rule applies to electronic money transfers sent by people in the United States to people or businesses in other countries. In general, the rule covers transfers sent by companies such as money transmitters, banks, credit unions and other financial services companies that consistently send more than 100 international money transfers each year. Continue Reading >

Blog Topic: 
Banking, Scam Alerts

Your First Line of Defense

We’re all consumers and information is the first line of defense in the marketplace. Everyone can benefit from amping up their consumer know-how and getting the inside skinny on avoiding scams. That’s true for servicemembers, veterans, and their families, too. And that’s the spirit behind Military Consumer Protection Day, July 17. The FTC, the Department of Defense, the Consumer Financial Protection Bureau, and Military Saves have teamed up for this first ever MCPD to kick off a year-round campaign to empower the military and veteran communities. Continue Reading >

Going Mobile

If you want easy access to reliable consumer tips and advice while you’re on-the-go, check out the Federal Trade Commission’s (FTC) new mobile-friendly navigation for our library of consumer information. You’ll have ready access to more than 1,000 helpful articles, videos, and audio tipsContinue Reading >

A DNC Birthday Suit

Today marks the 10th anniversary of the opening of the National Do Not Call Registry. What a fitting day for the FTC’s announcement of the biggest civil penalty ever collected in a Do Not Call case.

Mortgage Investors Corporation has agreed to pay $7.5 million to settle charges that its telemarketers called more than 5.4 million current and former U.S. service members whose phone numbers were on the Do Not Call Registry. Continue Reading >

A Little Birdie Told Me.

Are you a servicemember who’s curious about credit?  Or are you dealing with debt?  Maybe you’re a military spouse who wants some tips on managing money. Then join us for a Twitter chat about consumer protection issues on June 19 at 2 p.m.  FTC staff and our partners at DoD, the Consumer Financial Protection Bureau’s Office of Servicemember Affairs, and Military Saves – will answer questions for 60 minutes on credit, debt, and savings.  To participate, follow @FTC and Tweet questions with the hashtag #mcpd. Continue Reading >

Military Consumer Protection Day 2013

Calling all military families and veterans! Are you looking to protect yourself or your family from fraud, identity theft, and scams? Maybe you’re curious about the best way to use credit, shop for a used car, or maximize your security online.   Continue Reading >

Guest Post: LawHelp.org Offers Legal Help to Consumers

Each year, thousands of people will face a consumer problem with a legal dimension – for example homeowners dealing with loan modification scams, or people with debts incurred because of identity theft or a medical emergency. Finding help with these issues can be challenging, and for families with limited means, a single incident of identity theft or being victimized by a scam can wipe out hard-earned resources and put their financial stability at risk.  Continue Reading >

Tax Time Is the Perfect Time to Save

This post is part of a series for National Consumer Protection Week

Filing taxes doesn’t have to be the worst. For some, tax time can offer an opportunity to set some money aside for goals or a rainy day. Continue Reading >

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