August 2013

Preparing for a Weather Emergency

Extreme weather sometimes occurs with little warning. To help lessen fear and anxiety, and to reduce the loss of property, everyone needs to prepare. For example:

Organize your finances. When it comes to preparing for situations like weather emergencies, financial readiness is as important as a flashlight with fully charged batteries. Having your financial documents up-to-date, in one place, and portable can make a big difference at a tense time. Continue Reading >

Blog Topic: 
Your Home

Don't Text Back

You get a text message claiming your email account has been hacked. The message asks you to text back in order to reactivate your account. Has your account really been hacked, or is this a scam?

Here’s an example of a spam text making the rounds:

User #25384: Your Gmail profile has been compromised. Text back SENDNOW in order to reactivate your account.

Blog Topic: 
Scam Alerts, Technology

Protecting Your Child's Personal Information at School

During the school year, parents are asked to sign many forms. In the wrong hands, the personal information on these forms can be used to commit fraud in your child’s name — to apply for government benefits, open credit card accounts, or apply for a loan. Continue Reading >

Blog Topic: 
Identity Theft

Facing Debt Collection? Know Your Rights

Dealing with financial trouble is stressful enough. But when a debt collector is hounding you using unscrupulous methods, it can make matters even worse.

The fact is, you have some rights when it comes to dealing with debt collection agencies. They’re spelled out in the Fair Debt Collection Practices Act (FDCPA), which  protects consumers from abusive, harassing or unfair debt collection practices, and is enforced by the FTC. Here’s the abbreviated version of the key provisions: Continue Reading >